PayPal has just announced PayPal Here, the world’s first global mobile payments solution that allows small businesses to accept almost any form of payment. Although similar services have existed, the international part is what makes it the first. The new service includes a free app and fully encrypted thumb-sized card reader, which turns any iPhone, and soon Android smartphone, into a mobile payment solution. With PayPal Here, small businesses, service providers and casual sellers can send invoices or accept debit and credit cards, checks and PayPal using one simple product. The updated PayPal app for iPhone is available in the iOS App Store globally starting today.